Are you looking at buying your first home (or maybe third or fifth home)? Buying a home is a huge milestone—and the home buying process can sometimes be just as confusing and overwhelming as it is exciting.
That’s where we come in. We’ve broken down and organized a step-by-step guide on what you need can expect when buying a home in Alberta.
1. Meet with your lender and get pre-Approved for a mortgage: So, you’ve started to ask yourself—am I ready to buy a house? Before you start looking for your next home you should reach out to a lender and discuss your options. Together you’ll create a plan and go over your down payment options, fixed or variable terms, current interest rates and how much you can afford.
2. Put together a wish list: Now that you know your purchasing budget knowing what you need and want in your home is critical. What are your must-haves, your nice-to-haves, and your no-way-absolutely-nots? How many bedrooms do you need? What kind of outdoor space do you want? What’s your parking requirements? You can’t get what you want if you don’t know what you want. Of course, the location will be a big decision – what neighbourhoods makes you feel at home?
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